Take control of your finances. Join our free Financial Education Program.
Learn how to budget, save, and build financial security with expert-led training, at no cost to you.
Struggling to manage your money? Unsure how to budget or save effectively?
Cultural Diversity Resources (CDR) offers a free Financial Education Program to help you develop essential money management skills. Whether you need help tracking income and expenses, creating a budget, or learning how to save smarter, we have you covered.
What you will learn
In just 1 to 2 sessions, 90 minutes each
Budgeting basics
Learn how to establish and stick to a monthly budget.
Income and expenses
Monitor and track the flow of income received and expenses paid out.
Saving strategies
Discover practical techniques to grow your savings.
Expert-led discussions
Hear from local financial professionals on topics like credit, investing, and banking.
Course overview
Start your financial education journey
Be well on your way toward accomplishing your goals and becoming financially free.
Topic 1
Understanding your financial situation
Learn how to track your income and expenses, and discover the tools that can help you stay on top of your finances.
Topic 2
Credit score and debt management
Gain insight into your credit score, understand what affects it, and explore strategies for debt management and reduction.
Topic 3
Smart budgeting and savings techniques
Learn the essentials of budgeting and saving for both short-term and long-term goals, including setting up an emergency fund and planning for future expenses.
Topic 4
Investing 101
Understand the basics of investing, how to diversify your portfolio, and the benefits of retirement accounts for future security.
Topic 5
Banking and insurance insights
Discover key banking products and services, how to avoid fees, and how insurance can protect you and your family from unexpected events.
The program starts once 10 to 15 participants join
Do not wait. Join the interest list today and we will contact you as soon as the next workshop is scheduled.
Frequently asked questions
How much does the Financial Education Program cost?
Nothing. The program is completely free for community members in the Fargo-Moorhead area.
How long are the workshops?
You can learn the core money management skills in just 1 to 2 sessions of 90 minutes each.
When does the program start?
The program starts once at least 10 to 15 participants have joined the interest list, so sign up today and we will contact you when the next workshop is scheduled.
Who teaches the workshops?
Sessions are led by CDR staff together with local financial professionals who cover topics like credit, investing, and banking.